Current balances
Enter your real balances — the plan recalculates immediately.
Safe to pay toward cards today
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Maximum payment that keeps bank above your floor through all planned bills.
Debt payoff
Projected paydown on max-safe payments through your plan end date.
Card debt now
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Debt-free date
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Planned payments
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Projected interest
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Upcoming card payments
| Date | Payment | MasterCard | Visa | Bank after |
|---|---|---|---|---|
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Enter an amount to see how it moves your debt-free date.
Monthly projection
Bank cushion, card debt, planned charges, and payments by month.
| Month | Bank low | Card debt end | Card charges | Payments |
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Planned cash flow
Income, bills, card spending, and projected card payments through December.
Recurring plan
Edit repeating income, bank bills, card spending, and payment dates. One-off items stay on the Plan timeline.
| Type | Label | Amount | Frequency | When | Card | |
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Payment rules
Plan range: —
Advanced settings
Use current balances on the Plan tab for day-to-day updates. Starting balances here are mainly for fresh plans.
Backup & restore
Saved versions
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Backup size
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| Saved | Name | Bank | Cards |
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