Budget Planner

Current balances

Enter your real balances — the plan recalculates immediately.

As of Bank MasterCard Visa

Safe to pay toward cards today — Maximum payment that keeps bank above your floor through all planned bills.

What if I pay toward cards today

Enter an amount to preview bank after upcoming bills.

Planned cash flow

Income, bills, card spending, and projected card payments through December.

Monthly balance range

Projected lowest and highest balance each month for bank, MasterCard, and Visa.

Month	Bank range	MasterCard range	Visa range	Bank low	Bank high	MC low	MC high	Visa low	Visa high
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Bank

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Lowest projected: —

MasterCard

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Next payment share: —

Visa

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Next card payment

Date

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Total payment

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Split

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Bank after

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Plan & rules

Plan range: —

Start date End date Starting bank Starting MasterCard Starting Visa Bank floor MC APR % Visa APR % Card payment mode Paydown buffer above floor Fixed card payment amount Card payment strategy Visa minimum payment Max days between Visa payments Accrue daily card interest Mortgage cushion override

Backup & restore

Saved versions

0

Backup size

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Paste backup JSON

Saved	Name	Bank	Cards