Budget Planner

Current balances

Enter your real balances and as-of date — the planned cash flow restarts from that date with these amounts.

As of Bank MasterCard Visa

Safe to pay toward cards today — Maximum payment that keeps bank above your floor through all planned bills.

What if I pay toward cards today

Enter an amount to preview bank after upcoming bills.

Planned cash flow

Income, bills, card spending, and projected card payments through August 2027. Each row shows running Bank, MasterCard, and Visa balances after that day.

Monthly card balance range

Projected lowest and highest balance each month for MasterCard and Visa.

Month	MasterCard range	Visa range	MC low	MC high	Visa low	Visa high
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Bank

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Lowest projected: —

MasterCard

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Next payment share: —

Visa

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Next card payment

Date

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Total payment

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Split

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Bank after

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Plan & rules

Plan range: —

Start date End date Planning today Starting bank Starting MasterCard Starting Visa Bank floor MC APR % Visa APR % Card payment mode Fixed card payment amount Card payment strategy Accrue daily card interest Mortgage cushion override

Backup & restore

Saved versions

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Backup size

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Paste backup JSON

Saved	Name	Bank	Cards